UK Student Visa Financial Requirements For Indian Students

Short Answer

For a UK Student visa, students usually need to show enough money for eligible tuition fees and maintenance funds. The exact amount depends on the course fee listed on the CAS and whether the university is in London or outside London. These figures and evidence rules can change, so students and parents should always verify the latest GOV.UK guidance before applying.

Official pages to check before action:

• GOV.UK Student visa money guidance
• GOV.UK financial evidence guidance for Student visa applicants

Who This Guide Is For

This guide is for Indian students and parents who want to understand the finance side of the UK Student visa before the application stage. It is especially useful for families who are still arranging funds, planning timelines or trying to understand what evidence may be accepted.

What The Financial Requirement Usually Includes

The UK Student visa financial requirement usually has two main parts:

• Tuition fees that need to be covered under the visa rules, based on the CAS.
• Money to support yourself while studying in the UK, often called maintenance funds.

For many students, the course fee section is linked to up to one academic year of tuition. Maintenance funds are usually calculated monthly for up to 9 months. The exact monthly amount depends on whether the student will study in London or outside London.

GOV.UK Figures Reviewed On 27 June 2026

According to GOV.UK at the time this page was reviewed:

• Students on courses in London usually need to show GBP 1,529 per month for up to 9 months.
• Students on courses outside London usually need to show GBP 1,171 per month for up to 9 months.

These figures are part of the maintenance requirement and do not replace course-fee evidence. They are included here only as a reviewed snapshot for planning clarity. Students should verify the current official numbers before relying on them, because UKVI can update the rule.

The 28-Day Holding Rule

UKVI says the required money must usually be held for at least 28 consecutive days. The closing balance on the most recent financial evidence must normally be within 31 days of the visa application date. This timing should be rechecked on GOV.UK before the application is submitted.

This is one of the most important timing rules in the process. Families sometimes arrange the money but do not leave enough time for the full holding period. That can create avoidable visa-stage problems.

What Financial Evidence May Be Used

GOV.UK financial evidence guidance explains that students may be able to use personal bank statements or other accepted financial evidence. In eligible cases, the funds may come from the student's own account, a parent's account, a partner's account, an official financial sponsor or a student loan.

The evidence used must match the current official rules. UKVI may also verify the evidence with the bank or financial provider.

Parent-Friendly Questions To Check Early

Families should check these points before the visa application window:

• Has the university issued the correct CAS details for fees?
• Is the fund amount enough for both tuition and maintenance?
• Is the account type acceptable and does it allow immediate access to the money?
• Has the money been held for the full required period?
• Is the evidence dated close enough to the application date?
• If a parent's or sponsor's funds are used, are the supporting documents ready?

Common Mistakes Families Should Avoid

• Counting only living costs and forgetting the tuition-fee part.
• Moving funds too late to satisfy the 28-day holding period.
• Using documents that do not clearly show the account holder, balance or bank name.
• Assuming old advice from friends or social media is still current.
• Treating this guide as a final checklist instead of checking GOV.UK before submission.

What LOMA Can Help With

LOMA can help students and parents understand the finance-planning stage, the order of documents to review, common timing mistakes and how the financial requirement fits into the wider UK Student visa preparation process.

What LOMA Cannot Guarantee

LOMA cannot guarantee that a bank document, sponsor document or source of funds will be accepted by UKVI. LOMA also cannot guarantee visa approval. Final decisions are made by the relevant UK authority under the current rules in force when the application is assessed.

Official-Source Note

This page is for planning clarity only. Students and parents should always check the latest:

• GOV.UK Student visa page
• GOV.UK financial evidence guidance for Student visa applicants
• university CAS and fee instructions

before relying on any financial figure or document assumption.